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Keys & access

Authentication

Authenticate every request with one server-side API key.

01

Bearer authentication

The preferred method is the Authorization header with the exact Bearer prefix. API keys use the fn_ prefix followed by a random 32-character identifier.

Authorization: Bearer fn_your_api_key
02

Key safety

FINAP keys authorize billable requests across your subscribed services. Store them in a secret manager or server environment variable, rotate compromised keys immediately, and use separate keys for separate applications.

03

Authentication errors

401
Missing API key

Neither Authorization nor X-API-Key was present.

401
Invalid or revoked API key

The key does not exist, was revoked, or is malformed.

402
Insufficient balance

The account cannot cover the service price.

FINAP / API v1

Last reviewed against the live implementation · July 2026